{
  "calculated": "2026-10-22",
  "rows": [
    {
      "scenario_devices": 5,
      "provider": "nordvpn",
      "plan": "Basic · 2 years + 3 months",
      "offer_id": "nordvpn-basic-27m-usd",
      "connection_allowance": 10,
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 94.23,
      "initial_service_months": 27,
      "renewal_bill": 139.08,
      "renewal_service_months": 12,
      "allocated_36_months": 198.54,
      "cash_36_months": 233.31,
      "unused_paid_months": 3,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://nordvpn.com/pricing/?currency=USD",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 5,
      "provider": "proton-vpn",
      "plan": "VPN Plus · 2 years",
      "offer_id": "proton-vpn-plus-24m-usd",
      "connection_allowance": 10,
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 83.76,
      "initial_service_months": 24,
      "renewal_bill": 83.88,
      "renewal_service_months": 12,
      "allocated_36_months": 167.64,
      "cash_36_months": 167.64,
      "unused_paid_months": 0,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://protonvpn.com/pricing",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 5,
      "provider": "cyberghost",
      "plan": "VPN · 2 years + 2 months",
      "offer_id": "cyberghost-26m-usd",
      "connection_allowance": 7,
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 56.94,
      "initial_service_months": 26,
      "renewal_bill": 56.94,
      "renewal_service_months": 12,
      "allocated_36_months": 104.39,
      "cash_36_months": 113.88,
      "unused_paid_months": 2,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://www.cyberghostvpn.com/buy/cyberghost-vpn-3",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 5,
      "provider": "private-internet-access",
      "plan": "VPN · 3 years + 3 months",
      "offer_id": "private-internet-access-39m-usd",
      "connection_allowance": "unlimited",
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 79,
      "initial_service_months": 39,
      "renewal_bill": 79,
      "renewal_service_months": 36,
      "allocated_36_months": 72.92,
      "cash_36_months": 79,
      "unused_paid_months": 3,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://www.privateinternetaccess.com/buy-vpn-online",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 5,
      "provider": "surfshark",
      "plan": "Starter · 24 months + 3 extra",
      "offer_id": "surfshark-starter-27m-usd",
      "connection_allowance": "unlimited",
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 67.23,
      "initial_service_months": 27,
      "renewal_bill": 79,
      "renewal_service_months": 12,
      "allocated_36_months": 126.48,
      "cash_36_months": 146.23,
      "unused_paid_months": 3,
      "offer_checked": "2026-09-08",
      "worksheet_calculated": "2026-10-22",
      "source": "https://surfshark.com/pricing",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 8,
      "provider": "nordvpn",
      "plan": "Basic · 2 years + 3 months",
      "offer_id": "nordvpn-basic-27m-usd",
      "connection_allowance": 10,
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 94.23,
      "initial_service_months": 27,
      "renewal_bill": 139.08,
      "renewal_service_months": 12,
      "allocated_36_months": 198.54,
      "cash_36_months": 233.31,
      "unused_paid_months": 3,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://nordvpn.com/pricing/?currency=USD",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 8,
      "provider": "proton-vpn",
      "plan": "VPN Plus · 2 years",
      "offer_id": "proton-vpn-plus-24m-usd",
      "connection_allowance": 10,
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 83.76,
      "initial_service_months": 24,
      "renewal_bill": 83.88,
      "renewal_service_months": 12,
      "allocated_36_months": 167.64,
      "cash_36_months": 167.64,
      "unused_paid_months": 0,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://protonvpn.com/pricing",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 8,
      "provider": "cyberghost",
      "plan": "VPN · 2 years + 2 months",
      "offer_id": "cyberghost-26m-usd",
      "connection_allowance": 7,
      "fits_connection_count": false,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 56.94,
      "initial_service_months": 26,
      "renewal_bill": 56.94,
      "renewal_service_months": 12,
      "allocated_36_months": 104.39,
      "cash_36_months": 113.88,
      "unused_paid_months": 2,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://www.cyberghostvpn.com/buy/cyberghost-vpn-3",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 8,
      "provider": "private-internet-access",
      "plan": "VPN · 3 years + 3 months",
      "offer_id": "private-internet-access-39m-usd",
      "connection_allowance": "unlimited",
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 79,
      "initial_service_months": 39,
      "renewal_bill": 79,
      "renewal_service_months": 36,
      "allocated_36_months": 72.92,
      "cash_36_months": 79,
      "unused_paid_months": 3,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://www.privateinternetaccess.com/buy-vpn-online",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 8,
      "provider": "surfshark",
      "plan": "Starter · 24 months + 3 extra",
      "offer_id": "surfshark-starter-27m-usd",
      "connection_allowance": "unlimited",
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 67.23,
      "initial_service_months": 27,
      "renewal_bill": 79,
      "renewal_service_months": 12,
      "allocated_36_months": 126.48,
      "cash_36_months": 146.23,
      "unused_paid_months": 3,
      "offer_checked": "2026-09-08",
      "worksheet_calculated": "2026-10-22",
      "source": "https://surfshark.com/pricing",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 12,
      "provider": "nordvpn",
      "plan": "Basic · 2 years + 3 months",
      "offer_id": "nordvpn-basic-27m-usd",
      "connection_allowance": 10,
      "fits_connection_count": false,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 94.23,
      "initial_service_months": 27,
      "renewal_bill": 139.08,
      "renewal_service_months": 12,
      "allocated_36_months": 198.54,
      "cash_36_months": 233.31,
      "unused_paid_months": 3,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://nordvpn.com/pricing/?currency=USD",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 12,
      "provider": "proton-vpn",
      "plan": "VPN Plus · 2 years",
      "offer_id": "proton-vpn-plus-24m-usd",
      "connection_allowance": 10,
      "fits_connection_count": false,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 83.76,
      "initial_service_months": 24,
      "renewal_bill": 83.88,
      "renewal_service_months": 12,
      "allocated_36_months": 167.64,
      "cash_36_months": 167.64,
      "unused_paid_months": 0,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://protonvpn.com/pricing",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 12,
      "provider": "cyberghost",
      "plan": "VPN · 2 years + 2 months",
      "offer_id": "cyberghost-26m-usd",
      "connection_allowance": 7,
      "fits_connection_count": false,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 56.94,
      "initial_service_months": 26,
      "renewal_bill": 56.94,
      "renewal_service_months": 12,
      "allocated_36_months": 104.39,
      "cash_36_months": 113.88,
      "unused_paid_months": 2,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://www.cyberghostvpn.com/buy/cyberghost-vpn-3",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 12,
      "provider": "private-internet-access",
      "plan": "VPN · 3 years + 3 months",
      "offer_id": "private-internet-access-39m-usd",
      "connection_allowance": "unlimited",
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 79,
      "initial_service_months": 39,
      "renewal_bill": 79,
      "renewal_service_months": 36,
      "allocated_36_months": 72.92,
      "cash_36_months": 79,
      "unused_paid_months": 3,
      "offer_checked": "2026-09-07",
      "worksheet_calculated": "2026-10-22",
      "source": "https://www.privateinternetaccess.com/buy-vpn-online",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    },
    {
      "scenario_devices": 12,
      "provider": "surfshark",
      "plan": "Starter · 24 months + 3 extra",
      "offer_id": "surfshark-starter-27m-usd",
      "connection_allowance": "unlimited",
      "fits_connection_count": true,
      "comparison_months": 36,
      "currency": "USD",
      "initial_bill": 67.23,
      "initial_service_months": 27,
      "renewal_bill": 79,
      "renewal_service_months": 12,
      "allocated_36_months": 126.48,
      "cash_36_months": 146.23,
      "unused_paid_months": 3,
      "offer_checked": "2026-09-08",
      "worksheet_calculated": "2026-10-22",
      "source": "https://surfshark.com/pricing",
      "assumptions": "One subscription; unchanged observed renewals; no tax or optional extras; account-sharing terms and platform features require separate checks."
    }
  ]
}